:root{--navy: #002066;--cobalt: #065CE2;--blue-vivid: #0064FB;--blue-royal: #224B90;--sky: #83CFFF;--cornflower: #B2D2FD;--ice: #E8F2FE;--white: #FFFFFF;--sun: #F8B450;--sun-bright: #F89830;--dark-text: #081C45;--muted: #4A5F8A;--border: #C8DEFA;--font-body: "Plus Jakarta Sans", system-ui, sans-serif}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{font-size:16px;scroll-behavior:smooth;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}body{font-family:var(--font-body);background:var(--ice);color:var(--dark-text);line-height:1.7;font-weight:400}h1,h2,h3,h4,h5{font-family:var(--font-body);font-weight:700;line-height:1.1;color:var(--navy)}h1{font-size:clamp(2.5rem,6vw,4.5rem);font-weight:800}h2{font-size:clamp(1.75rem,3.5vw,2.75rem);margin-top:3rem;margin-bottom:1.25rem}h3{font-size:clamp(1.2rem,2vw,1.75rem);margin-top:2rem;margin-bottom:.75rem}h4{font-size:1.15rem;margin-top:1.5rem;margin-bottom:.5rem}p{margin-bottom:1.25rem;color:var(--dark-text);line-height:1.75}a{color:var(--cobalt);text-decoration:underline;text-decoration-color:var(--cornflower);text-underline-offset:3px;transition:color .15s,text-decoration-color .15s}a:hover{color:var(--navy);text-decoration-color:var(--cobalt)}img{max-width:100%;height:auto}strong{color:var(--navy);font-weight:600}.container{max-width:760px;margin:0 auto;padding:0 1.5rem}.container--wide{max-width:1120px;margin:0 auto;padding:0 1.5rem}.nav{background:var(--navy);padding:0;position:sticky;top:0;z-index:100;border-bottom:3px solid var(--cobalt)}.nav__inner{display:flex;align-items:center;justify-content:space-between;height:64px}.nav__logo{font-family:var(--font-body);font-weight:800;font-size:1.25rem;text-decoration:none;color:var(--white);line-height:1;letter-spacing:-.02em}.nav__logo em{color:var(--sky);font-style:normal}.nav__links{display:flex;align-items:center;gap:2.5rem;list-style:none}.nav__links a{font-size:.875rem;font-weight:500;color:#ffffffb3;text-decoration:none;transition:color .15s}.nav__links a:hover{color:var(--white)}.nav__cta{background:var(--cobalt)!important;color:var(--white)!important;padding:.6rem 1.4rem;border-radius:8px;text-decoration:none!important;font-size:.875rem;font-weight:600;transition:background .15s,transform .15s}.nav__cta:hover{background:var(--blue-vivid)!important;transform:translateY(-1px)}.btn{display:inline-block;background:var(--cobalt);color:var(--white)!important;padding:.875rem 2rem;border-radius:8px;font-family:var(--font-body);font-weight:600;font-size:1rem;text-decoration:none!important;transition:all .2s;line-height:1.2}.btn:hover{background:var(--blue-vivid);transform:translateY(-2px);box-shadow:0 8px 24px #065ce259}.btn--outline{background:transparent!important;color:var(--white)!important;border:2px solid rgba(255,255,255,.45)}.btn--outline:hover{background:#ffffff1a!important;border-color:var(--white);box-shadow:none}.btn--ghost{background:var(--white)!important;color:var(--navy)!important;border:2px solid var(--border)}.btn--ghost:hover{border-color:var(--cobalt);color:var(--cobalt)!important;box-shadow:none}.btn--navy{background:var(--navy)!important;color:var(--white)!important}.btn--navy:hover{background:var(--blue-royal)!important;box-shadow:0 8px 24px #0020664d}.tag{display:inline-block;background:var(--cornflower);color:var(--navy);padding:.25rem .75rem;border-radius:20px;font-size:.72rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;text-decoration:none;margin-bottom:1rem}.reading-time{color:var(--muted);font-size:.875rem;font-weight:400}.cta-box{background:linear-gradient(135deg,var(--navy) 0%,var(--blue-royal) 100%);color:var(--white);padding:3.5rem;border-radius:16px;text-align:center;margin:3rem 0;position:relative;overflow:hidden}.cta-box:after{content:"";position:absolute;top:-40px;right:-40px;width:160px;height:160px;background:radial-gradient(circle,rgba(248,180,80,.35) 0%,transparent 70%);border-radius:50%;pointer-events:none}.cta-box h2{color:var(--white);font-size:clamp(1.75rem,3.5vw,2.5rem);margin-top:0;margin-bottom:.75rem}.cta-box p{color:#ffffffbf;margin-bottom:2rem;font-size:1.05rem}article h2{font-size:clamp(1.4rem,2.5vw,2rem);margin-top:3rem;margin-bottom:1rem;color:var(--navy);padding-bottom:.5rem;border-bottom:2px solid var(--cornflower)}article h3{font-size:clamp(1.1rem,1.8vw,1.5rem);margin-top:2rem;margin-bottom:.75rem;color:var(--blue-royal)}article h4{font-size:1.05rem;color:var(--cobalt)}article ul,article ol{margin:1rem 0 1.25rem 1.5rem}article li{margin-bottom:.6rem;color:var(--dark-text)}article blockquote{border-left:4px solid var(--cobalt);padding:1.25rem 1.75rem;margin:2.5rem 0;background:var(--ice);font-style:italic;font-size:1.05rem;color:var(--navy);border-radius:0 8px 8px 0}article strong{color:var(--navy)}article a{color:var(--cobalt);font-weight:500}.footer{background:var(--navy);color:#ffffff80;padding:5rem 0 3rem;margin-top:8rem;font-size:.875rem}.footer__inner{display:grid;grid-template-columns:2.5fr 1fr 1fr;gap:4rem;margin-bottom:4rem}.footer__brand{font-weight:800;font-size:1.25rem;color:var(--white);margin-bottom:1rem;letter-spacing:-.02em}.footer__brand em{color:var(--sky);font-style:normal}.footer__tagline{font-size:.875rem;line-height:1.7;color:#ffffff73;margin-bottom:0;max-width:340px}.footer__heading{color:var(--sky);font-weight:700;font-size:.75rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:1.25rem}.footer__links{list-style:none}.footer__links li{margin-bottom:.6rem}.footer__links a{color:#ffffff73;text-decoration:none;font-size:.875rem;transition:color .15s}.footer__links a:hover{color:var(--white)}.footer__disclaimer{background:#ffffff0d;border:1px solid rgba(255,255,255,.08);padding:1.25rem 1.5rem;border-radius:8px;font-size:.8rem;line-height:1.7;color:#ffffff59;margin-bottom:3rem}.footer__disclaimer strong{color:#ffffff80}.footer__bottom{padding-top:2rem;border-top:1px solid rgba(255,255,255,.08);display:flex;justify-content:space-between;align-items:center;font-size:.8rem;color:#ffffff4d}.footer__bottom a{color:var(--sky);text-decoration:none}.footer__bottom a:hover{color:var(--white)}.section-label{font-weight:700;font-size:.75rem;letter-spacing:.12em;text-transform:uppercase;color:var(--cobalt);display:block;margin-bottom:.75rem}@media (max-width: 768px){.nav__links{display:none}.footer__inner{grid-template-columns:1fr;gap:2.5rem}.footer__bottom{flex-direction:column;gap:.75rem;text-align:center}.cta-box{padding:2.5rem 1.5rem}h2{margin-top:2rem}}